Lender profile · HMDA 2023–2025
Farm Credit East, ACA mortgage approval rates & lending data
Farm Credit East, ACA decided 803 mortgage applications and funded 707 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 538 / 557 | 90% | $305K | 484 |
| Home improvement loans | 97% | 90 / 93 | 92% | $155K | 83 |
| Refinance | 99% | 96 / 97 | 93% | $185K | 89 |
| Investment property purchase | 98% | 42 / 43 | 90% | $185K | 38 |
Farm Credit East, ACA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 97% | $245K | 490 | 446 |
| New Jersey | 97% | $485K | 146 | 118 |
| Massachusetts | 98% | $525K | 60 | 51 |
| Connecticut | 97% | $545K | 37 | 29 |
| New Hampshire | 97% | $305K | 33 | 30 |
| Maine | 94% | $165K | 16 | 14 |
| Rhode Island | 100% | $575K | 9 | 9 |
| Florida | 83% | $265K | 6 | 4 |
| Pennsylvania | 100% | $265K | 3 | 3 |
| Vermont | 100% | $365K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.