Lender profile · HMDA 2023–2025
Farmers Insurance Federal Credit Union mortgage approval rates & lending data
Farmers Insurance Federal Credit Union decided 846 mortgage applications and funded 567 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 139 / 179 | 88% | $235K | 123 |
| Home improvement loans | 65% | 354 / 543 | 100% | $105K | 354 |
| Cash-out refinance | 78% | 21 / 27 | 71% | $305K | 15 |
| Refinance | 82% | 64 / 78 | 100% | $155K | 64 |
Farmers Insurance Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 69% | $155K | 284 | 194 |
| Texas | 83% | $125K | 65 | 50 |
| Arizona | 72% | $105K | 57 | 38 |
| Illinois | 50% | $145K | 34 | 17 |
| Michigan | 81% | $85K | 32 | 23 |
| Kansas | 74% | $85K | 27 | 18 |
| Colorado | 75% | $105K | 24 | 17 |
| Missouri | 83% | $105K | 24 | 18 |
| New Mexico | 74% | $135K | 23 | 16 |
| Georgia | 59% | $75K | 22 | 12 |
| New Jersey | 67% | $75K | 21 | 14 |
| Washington | 83% | $175K | 18 | 15 |
| Tennessee | 88% | $105K | 17 | 13 |
| Minnesota | 62% | $105K | 16 | 10 |
| Oklahoma | 69% | $75K | 16 | 11 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.