Lender profile · HMDA 2023–2025
FedChoice Federal Credit Union mortgage approval rates & lending data
FedChoice Federal Credit Union decided 272 mortgage applications and funded 165 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 67% | 136 / 202 | 93% | $75K | 126 |
| Refinance | 65% | 22 / 34 | 91% | $155K | 20 |
FedChoice Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 64% | $75K | 147 | 85 |
| Pennsylvania | 43% | $45K | 37 | 15 |
| Virginia | 84% | $155K | 25 | 20 |
| District of Columbia | 75% | $125K | 16 | 11 |
| Delaware | 67% | $55K | 9 | 4 |
| New Jersey | 100% | $55K | 8 | 7 |
| Florida | 75% | $45K | 4 | 3 |
| Texas | 100% | $35K | 4 | 4 |
| California | 100% | $275K | 3 | 2 |
| North Carolina | 100% | $105K | 3 | 3 |
| South Carolina | 67% | $65K | 3 | 2 |
| Georgia | 50% | $105K | 2 | 1 |
| Illinois | 100% | $45K | 2 | 2 |
| New York | 100% | $55K | 2 | 2 |
| Arkansas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.