Lender profile · HMDA 2023–2025
Fidelity Bank, National Association mortgage approval rates & lending data
Fidelity Bank, National Association decided 2,926 mortgage applications and funded 2,433 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,385 / 1,436 | 100% | $215K | 1,381 |
| Home improvement loans | 58% | 442 / 758 | 99% | $55K | 439 |
| Cash-out refinance | 73% | 77 / 105 | 99% | $175K | 76 |
| Refinance | 78% | 236 / 303 | 100% | $105K | 236 |
| Investment property purchase | 97% | 183 / 188 | 99% | $125K | 182 |
| Investment refinance | 95% | 42 / 44 | 100% | $185K | 42 |
| Investment home improvement | 85% | 69 / 81 | 99% | $105K | 68 |
Fidelity Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 87% | $215K | 2,261 | 1,972 |
| Oklahoma | 61% | $85K | 334 | 202 |
| Missouri | 85% | $275K | 142 | 120 |
| California | 52% | $125K | 27 | 14 |
| Florida | 92% | $295K | 24 | 21 |
| Texas | 93% | $395K | 14 | 13 |
| Georgia | 44% | $485K | 9 | 4 |
| Tennessee | 44% | $465K | 9 | 4 |
| Arizona | 88% | $625K | 8 | 7 |
| Colorado | 100% | $325K | 8 | 8 |
| North Carolina | 100% | $485K | 8 | 8 |
| Arkansas | 86% | $505K | 7 | 6 |
| Illinois | 86% | $305K | 7 | 6 |
| Massachusetts | 80% | $415K | 5 | 4 |
| Nevada | 80% | $355K | 5 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.