Lender profile · HMDA 2023–2025
Fidelity Bank mortgage approval rates & lending data
Fidelity Bank decided 5,132 mortgage applications and funded 4,459 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,421 / 3,741 | 100% | $235K | 3,412 |
| Home improvement loans | 76% | 361 / 474 | 98% | $85K | 354 |
| Cash-out refinance | 59% | 91 / 155 | 98% | $205K | 89 |
| Refinance | 81% | 250 / 309 | 98% | $125K | 245 |
| Investment property purchase | 84% | 292 / 347 | 99% | $205K | 290 |
| Investment cash-out refinance | 53% | 25 / 47 | 100% | $285K | 25 |
| Investment refinance | 79% | 23 / 29 | 100% | $225K | 23 |
| Investment home improvement | 70% | 21 / 30 | 100% | $95K | 21 |
Fidelity Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 87% | $235K | 4,567 | 3,962 |
| Florida | 86% | $245K | 287 | 247 |
| Mississippi | 87% | $255K | 135 | 118 |
| Texas | 94% | $355K | 54 | 51 |
| Alabama | 91% | $195K | 32 | 29 |
| Georgia | 71% | $395K | 7 | 5 |
| Illinois | 83% | $465K | 6 | 5 |
| California | 100% | $765K | 5 | 5 |
| South Carolina | 80% | $285K | 5 | 4 |
| Tennessee | 100% | $155K | 5 | 5 |
| Arkansas | 100% | $195K | 3 | 3 |
| North Carolina | 100% | $255K | 3 | 3 |
| Ohio | 100% | $245K | 3 | 3 |
| Utah | 100% | $695K | 3 | 3 |
| Virginia | 100% | $375K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.