Lender profile · HMDA 2023–2025
Fidelity Direct Mortgage, LLC mortgage approval rates & lending data
Fidelity Direct Mortgage, LLC decided 2,191 mortgage applications and funded 1,960 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,496 / 1,608 | 98% | $405K | 1,465 |
| Refinance | 88% | 209 / 237 | 94% | $345K | 196 |
| Investment property purchase | 88% | 200 / 226 | 99% | $285K | 198 |
| Investment refinance | 88% | 105 / 120 | 96% | $205K | 101 |
Fidelity Direct Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 93% | $405K | 1,344 | 1,221 |
| Virginia | 89% | $435K | 397 | 345 |
| North Carolina | 93% | $335K | 140 | 122 |
| Florida | 89% | $375K | 121 | 105 |
| Pennsylvania | 88% | $295K | 76 | 67 |
| Delaware | 84% | $275K | 38 | 32 |
| District of Columbia | 92% | $445K | 36 | 32 |
| New Jersey | 100% | $265K | 14 | 13 |
| South Carolina | 100% | $505K | 12 | 11 |
| Ohio | 100% | $245K | 7 | 7 |
| West Virginia | 83% | $245K | 6 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.