Lender profile · HMDA 2023–2025
Figure Lending LLC mortgage approval rates & lending data
Figure Lending LLC decided 58,143 mortgage applications and funded 27,156 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 68% | 36,136 / 53,380 | 69% | $65K | 25,057 |
| Investment home improvement | 67% | 3,211 / 4,763 | 65% | $85K | 2,099 |
Figure Lending LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 68% | $105K | 13,085 | 5,931 |
| Florida | 64% | $65K | 7,768 | 3,388 |
| Georgia | 67% | $65K | 2,828 | 1,380 |
| Arizona | 71% | $65K | 2,738 | 1,413 |
| New Jersey | 65% | $75K | 2,466 | 1,133 |
| Ohio | 72% | $55K | 1,974 | 1,027 |
| Pennsylvania | 68% | $55K | 1,961 | 930 |
| Illinois | 71% | $65K | 1,934 | 923 |
| North Carolina | 69% | $65K | 1,802 | 906 |
| Washington | 70% | $95K | 1,674 | 827 |
| Michigan | 68% | $45K | 1,557 | 719 |
| Virginia | 72% | $65K | 1,475 | 724 |
| Colorado | 69% | $65K | 1,433 | 690 |
| Tennessee | 70% | $55K | 1,363 | 658 |
| Massachusetts | 66% | $75K | 1,102 | 508 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.