Lender profile · HMDA 2023–2025
Financial Federal Bank mortgage approval rates & lending data
Financial Federal Bank decided 566 mortgage applications and funded 563 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 296 / 296 | 100% | $405K | 296 |
| Cash-out refinance | 99% | 135 / 137 | 100% | $15K | 135 |
| Investment property purchase | 97% | 29 / 30 | 100% | $205K | 29 |
| Investment refinance | 100% | 87 / 87 | 100% | $135K | 87 |
Financial Federal Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 99% | $405K | 514 | 511 |
| Mississippi | 100% | $205K | 12 | 12 |
| Alabama | 100% | $275K | 9 | 9 |
| Florida | 100% | $555K | 6 | 6 |
| Texas | 100% | $215K | 6 | 6 |
| South Carolina | 100% | $1M | 5 | 5 |
| Georgia | 100% | $645K | 3 | 3 |
| North Carolina | 100% | $345K | 3 | 3 |
| Arizona | 100% | $2.50M | 1 | 1 |
| Illinois | 100% | $395K | 1 | 1 |
| Indiana | 100% | $345K | 1 | 1 |
| Kentucky | 100% | $375K | 1 | 1 |
| Maryland | 100% | $1.19M | 1 | 1 |
| Montana | 100% | $1.09M | 1 | 1 |
| Ohio | 100% | $285K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.