Lender profile · HMDA 2023–2025
Firefighters First Federal Credit Union mortgage approval rates & lending data
Firefighters First Federal Credit Union decided 3,193 mortgage applications and funded 2,772 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 273 / 284 | 100% | $525K | 272 |
| Home improvement loans | 91% | 1,025 / 1,127 | 100% | $125K | 1,022 |
| Cash-out refinance | 84% | 1,192 / 1,421 | 100% | $115K | 1,188 |
| Refinance | 65% | 70 / 108 | 99% | $465K | 69 |
| Investment property purchase | 92% | 125 / 136 | 98% | $295K | 123 |
| Investment cash-out refinance | 85% | 81 / 95 | 100% | $215K | 81 |
Firefighters First Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 87% | $155K | 2,271 | 1,976 |
| Arizona | 86% | $115K | 398 | 341 |
| Nevada | 91% | $95K | 110 | 99 |
| Texas | 84% | $105K | 94 | 78 |
| Idaho | 92% | $205K | 61 | 56 |
| Washington | 87% | $155K | 55 | 48 |
| Tennessee | 87% | $155K | 31 | 27 |
| Florida | 88% | $115K | 25 | 22 |
| Colorado | 91% | $85K | 23 | 21 |
| Oregon | 78% | $155K | 23 | 18 |
| Utah | 87% | $175K | 23 | 20 |
| New Mexico | 82% | $75K | 17 | 14 |
| Mississippi | 89% | $125K | 9 | 8 |
| Montana | 67% | $145K | 9 | 6 |
| Hawaii | 71% | $225K | 7 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.