Lender profile · HMDA 2023–2025
First American Bank and Trust Company mortgage approval rates & lending data
First American Bank and Trust Company decided 359 mortgage applications and funded 349 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 172 / 173 | 98% | $325K | 169 |
| Refinance | 100% | 34 / 34 | 97% | $315K | 33 |
| Investment property purchase | 98% | 52 / 53 | 100% | $255K | 52 |
| Investment refinance | 100% | 71 / 71 | 100% | $115K | 71 |
First American Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 98% | $315K | 352 | 342 |
| South Carolina | 100% | $305K | 5 | 5 |
| North Carolina | 100% | $405K | 1 | 1 |
| Tennessee | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.