Lender profile · HMDA 2023–2025
First Bank (Texas) mortgage approval rates & lending data
First Bank (Texas) decided 2,450 mortgage applications and funded 2,043 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,422 / 1,451 | 81% | $425K | 1,146 |
| Cash-out refinance | 95% | 88 / 93 | 82% | $415K | 72 |
| Refinance | 99% | 298 / 300 | 89% | $425K | 265 |
| Investment property purchase | 98% | 440 / 448 | 94% | $225K | 413 |
| Investment cash-out refinance | 98% | 55 / 56 | 87% | $165K | 48 |
| Investment refinance | 100% | 41 / 41 | 93% | $195K | 38 |
| Investment home improvement | 100% | 61 / 61 | 100% | $35K | 61 |
First Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $425K | 2,393 | 2,001 |
| Oklahoma | 86% | $505K | 7 | 3 |
| Florida | 100% | $645K | 6 | 6 |
| Arizona | 100% | $355K | 5 | 3 |
| North Carolina | 100% | $525K | 5 | 3 |
| Colorado | 100% | $565K | 4 | 4 |
| Arkansas | 100% | $345K | 3 | 2 |
| Indiana | 100% | $525K | 3 | 2 |
| Oregon | 100% | $705K | 3 | 3 |
| Georgia | 100% | $715K | 2 | 1 |
| Massachusetts | 100% | $275K | 2 | 1 |
| New York | 100% | $125K | 2 | 2 |
| South Carolina | 100% | $495K | 2 | 2 |
| Virginia | 100% | $355K | 2 | 1 |
| Washington | 100% | $565K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.