Lender profile · HMDA 2023–2025
First Central Credit Union mortgage approval rates & lending data
First Central Credit Union decided 269 mortgage applications and funded 152 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 68% | 71 / 104 | 41% | $115K | 29 |
| Home improvement loans | 82% | 99 / 121 | 94% | $55K | 93 |
| Cash-out refinance | 77% | 27 / 35 | 93% | $75K | 25 |
First Central Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 76% | $55K | 269 | 152 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.