Lender profile · HMDA 2023–2025
First Credit Union mortgage approval rates & lending data
First Credit Union decided 289 mortgage applications and funded 198 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 60 / 64 | 87% | $385K | 52 |
| Home improvement loans | 77% | 128 / 167 | 86% | $55K | 110 |
| Cash-out refinance | 87% | 34 / 39 | 76% | $115K | 26 |
First Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 82% | $55K | 289 | 198 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.