Lender profile · HMDA 2023–2025
First Federal Bank, A FSB mortgage approval rates & lending data
First Federal Bank, A FSB decided 3,111 mortgage applications and funded 2,916 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,522 / 2,626 | 99% | $255K | 2,488 |
| Cash-out refinance | 79% | 56 / 71 | 95% | $215K | 53 |
| Refinance | 88% | 76 / 86 | 99% | $305K | 75 |
| Investment property purchase | 96% | 299 / 312 | 96% | $205K | 286 |
First Federal Bank, A FSB lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 95% | $255K | 3,033 | 2,845 |
| Georgia | 93% | $375K | 15 | 14 |
| Florida | 92% | $325K | 12 | 10 |
| Tennessee | 100% | $395K | 12 | 12 |
| North Carolina | 100% | $245K | 9 | 8 |
| Mississippi | 86% | $205K | 7 | 6 |
| Texas | 100% | $305K | 5 | 5 |
| South Carolina | 100% | $225K | 4 | 4 |
| Indiana | 50% | $425K | 2 | 1 |
| Louisiana | 100% | $195K | 2 | 2 |
| Ohio | 100% | $145K | 2 | 2 |
| California | 100% | $585K | 1 | 1 |
| Delaware | 100% | $155K | 1 | 1 |
| Illinois | 100% | $325K | 1 | 1 |
| Maryland | 100% | $675K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.