Lender profile · HMDA 2023–2025
First Heritage Mortgage, LLC mortgage approval rates & lending data
First Heritage Mortgage, LLC decided 15,852 mortgage applications and funded 15,366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 13,717 / 14,072 | 100% | $395K | 13,654 |
| Cash-out refinance | 88% | 124 / 141 | 98% | $415K | 121 |
| Refinance | 97% | 336 / 346 | 99% | $485K | 331 |
| Investment property purchase | 98% | 1,210 / 1,238 | 100% | $285K | 1,207 |
| Investment refinance | 96% | 25 / 26 | 100% | $255K | 25 |
First Heritage Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $555K | 5,573 | 5,455 |
| South Carolina | 98% | $285K | 3,286 | 3,185 |
| Maryland | 97% | $465K | 2,630 | 2,532 |
| Florida | 95% | $335K | 1,383 | 1,303 |
| North Carolina | 98% | $395K | 1,305 | 1,269 |
| Georgia | 97% | $395K | 1,167 | 1,130 |
| District of Columbia | 98% | $505K | 189 | 183 |
| Pennsylvania | 98% | $215K | 110 | 108 |
| West Virginia | 96% | $285K | 104 | 100 |
| Massachusetts | 94% | $375K | 18 | 17 |
| Alabama | 100% | $255K | 16 | 16 |
| Delaware | 100% | $525K | 16 | 16 |
| Texas | 92% | $425K | 12 | 11 |
| Illinois | 89% | $365K | 9 | 8 |
| New Jersey | 100% | $335K | 9 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.