Lender profile · HMDA 2023–2025
First National Bank of Scotia mortgage approval rates & lending data
First National Bank of Scotia decided 343 mortgage applications and funded 297 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 134 / 136 | 99% | $245K | 132 |
| Home improvement loans | 75% | 62 / 83 | 94% | $45K | 58 |
| Refinance | 83% | 55 / 66 | 98% | $105K | 54 |
| Investment property purchase | 95% | 36 / 38 | 100% | $255K | 36 |
First National Bank of Scotia lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 89% | $245K | 343 | 297 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.