Lender profile · HMDA 2023–2025
First National Bank of Waterloo mortgage approval rates & lending data
First National Bank of Waterloo decided 304 mortgage applications and funded 268 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 112 / 120 | 89% | $175K | 100 |
| Refinance | 95% | 71 / 75 | 93% | $85K | 66 |
| Investment property purchase | 100% | 59 / 59 | 98% | $85K | 58 |
First National Bank of Waterloo lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 95% | $85K | 264 | 228 |
| Missouri | 100% | $195K | 34 | 34 |
| Florida | 100% | $365K | 4 | 4 |
| Kansas | 100% | $205K | 1 | 1 |
| Tennessee | 100% | $215K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.