Lender profile · HMDA 2023–2025
First Northern Bank and Trust Company mortgage approval rates & lending data
First Northern Bank and Trust Company decided 277 mortgage applications and funded 221 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 82 / 88 | 98% | $235K | 80 |
| Home improvement loans | 64% | 53 / 83 | 96% | $35K | 51 |
| Cash-out refinance | 82% | 40 / 49 | 98% | $75K | 39 |
First Northern Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 82% | $185K | 275 | 219 |
| New Jersey | 100% | $255K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.