Lender profile · HMDA 2023–2025
First Palmetto Bank mortgage approval rates & lending data
First Palmetto Bank decided 1,280 mortgage applications and funded 1,216 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 897 / 922 | 98% | $255K | 883 |
| Cash-out refinance | 98% | 61 / 62 | 100% | $245K | 61 |
| Refinance | 95% | 125 / 131 | 97% | $255K | 121 |
| Investment property purchase | 94% | 112 / 119 | 99% | $255K | 111 |
First Palmetto Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 97% | $255K | 1,229 | 1,168 |
| North Carolina | 96% | $265K | 27 | 25 |
| Georgia | 100% | $385K | 9 | 8 |
| Florida | 100% | $465K | 7 | 7 |
| Ohio | 100% | $185K | 2 | 2 |
| Tennessee | 100% | $305K | 2 | 2 |
| Connecticut | 100% | $265K | 1 | 1 |
| Kansas | 100% | $235K | 1 | 1 |
| Kentucky | 100% | $245K | 1 | 1 |
| Texas | 100% | $495K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.