Lender profile · HMDA 2023–2025
First Piedmont Federal Savings and Loan Association of Gaffney mortgage approval rates & lending data
First Piedmont Federal Savings and Loan Association of Gaffney decided 421 mortgage applications and funded 397 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 234 / 245 | 98% | $265K | 230 |
| Cash-out refinance | 93% | 38 / 41 | 100% | $125K | 38 |
| Refinance | 93% | 28 / 30 | 100% | $125K | 28 |
| Investment property purchase | 100% | 70 / 70 | 100% | $175K | 70 |
| Investment cash-out refinance | 97% | 29 / 30 | 100% | $155K | 29 |
First Piedmont Federal Savings and Loan Association of Gaffney lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 95% | $265K | 421 | 397 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.