Lender profile · HMDA 2023–2025
First Savings Bank mortgage approval rates & lending data
First Savings Bank decided 4,049 mortgage applications and funded 3,097 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,272 / 1,397 | 99% | $245K | 1,261 |
| Home improvement loans | 83% | 48 / 58 | 94% | $55K | 45 |
| Cash-out refinance | 68% | 1,117 / 1,634 | 97% | $355K | 1,082 |
| Refinance | 58% | 224 / 383 | 96% | $335K | 214 |
| Investment property purchase | 89% | 339 / 382 | 100% | $165K | 338 |
| Investment cash-out refinance | 76% | 73 / 96 | 100% | $155K | 73 |
| Investment refinance | 85% | 77 / 91 | 100% | $175K | 77 |
First Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 74% | $335K | 480 | 347 |
| Indiana | 89% | $115K | 403 | 352 |
| New York | 82% | $435K | 263 | 212 |
| California | 69% | $445K | 258 | 172 |
| Illinois | 86% | $225K | 257 | 217 |
| Texas | 90% | $175K | 161 | 145 |
| Georgia | 64% | $335K | 157 | 94 |
| Kentucky | 89% | $195K | 153 | 135 |
| Michigan | 85% | $195K | 150 | 126 |
| New Jersey | 74% | $355K | 136 | 99 |
| North Carolina | 66% | $335K | 123 | 81 |
| Ohio | 75% | $195K | 113 | 81 |
| Pennsylvania | 75% | $335K | 113 | 84 |
| Arizona | 84% | $485K | 101 | 84 |
| South Carolina | 73% | $285K | 98 | 69 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.