Lender profile · HMDA 2023–2025
First State Community Bank mortgage approval rates & lending data
First State Community Bank decided 1,193 mortgage applications and funded 1,011 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 404 / 487 | 99% | $215K | 398 |
| Home improvement loans | 81% | 155 / 192 | 98% | $55K | 152 |
| Cash-out refinance | 67% | 33 / 49 | 100% | $245K | 33 |
| Refinance | 92% | 143 / 156 | 97% | $115K | 139 |
| Investment property purchase | 97% | 235 / 242 | 97% | $145K | 228 |
| Investment refinance | 93% | 38 / 41 | 97% | $145K | 37 |
First State Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 87% | $145K | 1,175 | 997 |
| Arkansas | 100% | $265K | 7 | 7 |
| Florida | 100% | $785K | 2 | 2 |
| Tennessee | 50% | $55K | 2 | 1 |
| Alabama | 100% | $505K | 1 | 1 |
| Arizona | 100% | $435K | 1 | 1 |
| Illinois | 0% | — | 1 | 0 |
| Indiana | 100% | $85K | 1 | 1 |
| Nebraska | 100% | $215K | 1 | 1 |
| South Carolina | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.