Lender profile · HMDA 2023–2025
First United Bank mortgage approval rates & lending data
First United Bank decided 805 mortgage applications and funded 723 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 506 / 519 | 90% | $225K | 457 |
| Cash-out refinance | 97% | 34 / 35 | 85% | $245K | 29 |
| Refinance | 96% | 47 / 49 | 96% | $245K | 45 |
| Investment property purchase | 99% | 162 / 164 | 96% | $185K | 155 |
First United Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $225K | 789 | 710 |
| Oklahoma | 75% | $165K | 4 | 2 |
| New Mexico | 100% | $555K | 3 | 2 |
| Minnesota | 100% | $295K | 2 | 2 |
| Ohio | 100% | $175K | 2 | 2 |
| Arkansas | 100% | $805K | 1 | 1 |
| Mississippi | 100% | $175K | 1 | 1 |
| Montana | 100% | $465K | 1 | 1 |
| New York | 100% | $335K | 1 | 1 |
| Wisconsin | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.