Lender profile · HMDA 2023–2025
Firstrust Savings Bank mortgage approval rates & lending data
Firstrust Savings Bank decided 2,418 mortgage applications and funded 1,685 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 1,084 / 1,212 | 92% | $255K | 996 |
| Home improvement loans | 53% | 305 / 576 | 94% | $105K | 286 |
| Cash-out refinance | 75% | 46 / 61 | 98% | $335K | 45 |
| Refinance | 60% | 171 / 283 | 91% | $205K | 156 |
| Investment property purchase | 90% | 162 / 181 | 93% | $175K | 151 |
| Investment cash-out refinance | 86% | 30 / 35 | 97% | $165K | 29 |
| Investment refinance | 56% | 20 / 36 | 90% | $325K | 18 |
| Investment home improvement | 18% | 6 / 34 | 67% | $195K | 4 |
Firstrust Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 77% | $245K | 1,873 | 1,353 |
| New Jersey | 66% | $305K | 328 | 180 |
| Florida | 83% | $405K | 69 | 52 |
| Massachusetts | 85% | $525K | 39 | 31 |
| Delaware | 74% | $345K | 38 | 26 |
| Maryland | 66% | $315K | 38 | 24 |
| New Hampshire | 90% | $425K | 10 | 7 |
| North Carolina | 40% | $415K | 5 | 2 |
| Texas | 25% | $165K | 4 | 1 |
| Georgia | 100% | $575K | 3 | 2 |
| Maine | 100% | $315K | 2 | 1 |
| South Carolina | 50% | $225K | 2 | 1 |
| District of Columbia | 0% | — | 1 | 0 |
| Illinois | 100% | $345K | 1 | 1 |
| Michigan | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.