Lender profile · HMDA 2023–2025
Firsttrust Home Loans, Inc. mortgage approval rates & lending data
Firsttrust Home Loans, Inc. decided 3,287 mortgage applications and funded 2,164 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 2,563 / 2,589 | 68% | $205K | 1,749 |
| Cash-out refinance | 100% | 46 / 46 | 85% | $275K | 39 |
| Refinance | 99% | 158 / 159 | 78% | $355K | 123 |
| Investment property purchase | 98% | 446 / 455 | 51% | $75K | 228 |
Firsttrust Home Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 99% | $205K | 2,040 | 1,435 |
| Tennessee | 99% | $375K | 604 | 354 |
| Alabama | 96% | $275K | 205 | 92 |
| Ohio | 99% | $55K | 130 | 47 |
| Louisiana | 96% | $215K | 93 | 58 |
| Oklahoma | 99% | $255K | 93 | 84 |
| Missouri | 98% | $135K | 45 | 40 |
| Mississippi | 100% | $265K | 24 | 17 |
| Texas | 100% | $305K | 21 | 15 |
| Florida | 100% | $255K | 8 | 4 |
| Georgia | 100% | $65K | 8 | 7 |
| Illinois | 100% | $155K | 7 | 3 |
| Kentucky | 100% | $265K | 7 | 6 |
| Kansas | 100% | $85K | 1 | 1 |
| Minnesota | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.