Lender profile · HMDA 2023–2025
Five Points Bank mortgage approval rates & lending data
Five Points Bank decided 346 mortgage applications and funded 342 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 137 / 138 | 100% | $315K | 137 |
| Refinance | 92% | 23 / 25 | 100% | $235K | 23 |
| Investment property purchase | 100% | 141 / 141 | 100% | $185K | 141 |
Five Points Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 99% | $185K | 316 | 312 |
| Arizona | 100% | $275K | 6 | 6 |
| Missouri | 100% | $135K | 5 | 5 |
| Colorado | 100% | $415K | 4 | 4 |
| Nevada | 100% | $225K | 3 | 3 |
| California | 100% | $355K | 2 | 2 |
| Florida | 100% | $165K | 2 | 2 |
| Wisconsin | 100% | $265K | 2 | 2 |
| Hawaii | 100% | $755K | 1 | 1 |
| Illinois | 100% | $335K | 1 | 1 |
| Iowa | 100% | $225K | 1 | 1 |
| Kansas | 100% | $375K | 1 | 1 |
| Oklahoma | 100% | $555K | 1 | 1 |
| South Dakota | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.