Lender profile · HMDA 2023–2025
Five Star Bank mortgage approval rates & lending data
Five Star Bank decided 1,606 mortgage applications and funded 1,365 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 959 / 1,021 | 98% | $255K | 942 |
| Home improvement loans | 66% | 206 / 313 | 96% | $65K | 198 |
| Cash-out refinance | 76% | 22 / 29 | 100% | $255K | 22 |
| Refinance | 85% | 120 / 141 | 96% | $125K | 115 |
| Investment property purchase | 88% | 59 / 67 | 98% | $155K | 58 |
Five Star Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 87% | $255K | 1,603 | 1,362 |
| Maryland | 100% | $255K | 2 | 2 |
| Florida | 100% | $14.30M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.