Lender profile · HMDA 2023–2025
Flexpoint, Inc. mortgage approval rates & lending data
Flexpoint, Inc. decided 7,988 mortgage applications and funded 5,292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 3,493 / 3,667 | 77% | $415K | 2,673 |
| Cash-out refinance | 94% | 1,075 / 1,146 | 68% | $375K | 731 |
| Refinance | 91% | 318 / 351 | 59% | $645K | 187 |
| Investment property purchase | 90% | 1,235 / 1,370 | 74% | $385K | 917 |
| Investment cash-out refinance | 89% | 1,005 / 1,130 | 64% | $335K | 640 |
| Investment refinance | 94% | 304 / 324 | 47% | $395K | 144 |
Flexpoint, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $465K | 5,258 | 3,543 |
| Florida | 87% | $315K | 756 | 447 |
| Texas | 94% | $315K | 621 | 421 |
| Georgia | 98% | $225K | 169 | 120 |
| Arizona | 87% | $415K | 157 | 95 |
| North Carolina | 98% | $265K | 155 | 120 |
| Maryland | 91% | $165K | 102 | 29 |
| Colorado | 99% | $375K | 97 | 63 |
| Nevada | 96% | $355K | 76 | 59 |
| New Jersey | 97% | $305K | 71 | 39 |
| Pennsylvania | 89% | $225K | 71 | 38 |
| Tennessee | 97% | $225K | 62 | 39 |
| Virginia | 96% | $345K | 54 | 41 |
| Illinois | 91% | $305K | 47 | 29 |
| South Carolina | 97% | $265K | 39 | 32 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.