Lender profile · HMDA 2023–2025
Florence Bank mortgage approval rates & lending data
Florence Bank decided 1,280 mortgage applications and funded 1,102 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 437 / 461 | 98% | $315K | 427 |
| Home improvement loans | 86% | 276 / 321 | 96% | $75K | 266 |
| Refinance | 84% | 355 / 421 | 97% | $175K | 345 |
| Investment property purchase | 90% | 43 / 48 | 95% | $295K | 41 |
Florence Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $175K | 1,279 | 1,102 |
| Connecticut | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.