Lender profile · HMDA 2023–2025
FM Home Loans, LLC mortgage approval rates & lending data
FM Home Loans, LLC decided 5,448 mortgage applications and funded 4,619 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,627 / 2,720 | 88% | $595K | 2,313 |
| Refinance | 99% | 557 / 564 | 84% | $665K | 470 |
| Investment property purchase | 98% | 1,097 / 1,122 | 88% | $455K | 967 |
| Investment refinance | 100% | 1,032 / 1,037 | 84% | $455K | 865 |
FM Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 97% | $625K | 2,654 | 2,229 |
| New Jersey | 98% | $515K | 1,649 | 1,432 |
| Florida | 97% | $455K | 625 | 514 |
| Connecticut | 97% | $395K | 144 | 122 |
| Pennsylvania | 98% | $285K | 109 | 91 |
| Texas | 100% | $425K | 79 | 71 |
| Louisiana | 100% | $125K | 63 | 63 |
| Arizona | 100% | $555K | 22 | 12 |
| California | 100% | $915K | 16 | 12 |
| Maryland | 100% | $375K | 16 | 13 |
| Massachusetts | 100% | $495K | 15 | 13 |
| Ohio | 100% | $145K | 11 | 10 |
| Georgia | 100% | $605K | 8 | 5 |
| Virginia | 88% | $305K | 8 | 7 |
| Rhode Island | 100% | $495K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.