Lender profile · HMDA 2023–2025
Forcht Bank, National Association mortgage approval rates & lending data
Forcht Bank, National Association decided 340 mortgage applications and funded 287 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 135 / 158 | 99% | $405K | 134 |
| Refinance | 71% | 27 / 38 | 100% | $95K | 27 |
| Investment property purchase | 91% | 85 / 93 | 100% | $205K | 85 |
| Investment refinance | 86% | 25 / 29 | 100% | $165K | 25 |
Forcht Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 81% | $175K | 248 | 200 |
| Ohio | 97% | $405K | 73 | 71 |
| Florida | 100% | $465K | 5 | 5 |
| Indiana | 60% | $135K | 5 | 3 |
| South Carolina | 50% | $475K | 2 | 1 |
| Tennessee | 100% | $495K | 2 | 2 |
| Alabama | 100% | $505K | 1 | 1 |
| Michigan | 100% | $125K | 1 | 1 |
| New Jersey | 100% | $455K | 1 | 1 |
| North Carolina | 100% | $225K | 1 | 1 |
| Texas | 100% | $645K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.