Lender profile · HMDA 2023–2025
Franklin Mint mortgage approval rates & lending data
Franklin Mint decided 3,750 mortgage applications and funded 2,633 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 340 / 431 | 96% | $205K | 325 |
| Home improvement loans | 69% | 1,425 / 2,056 | 97% | $65K | 1,377 |
| Refinance | 79% | 823 / 1,037 | 97% | $105K | 801 |
| Investment property purchase | 72% | 52 / 72 | 96% | $295K | 50 |
| Investment refinance | 54% | 27 / 50 | 96% | $85K | 26 |
| Investment home improvement | 39% | 27 / 70 | 96% | $65K | 26 |
Franklin Mint lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 73% | $65K | 3,173 | 2,252 |
| Delaware | 67% | $65K | 315 | 208 |
| New Jersey | 72% | $105K | 158 | 110 |
| Florida | 73% | $75K | 33 | 22 |
| Maryland | 73% | $55K | 30 | 21 |
| Georgia | 40% | $125K | 5 | 2 |
| New York | 20% | $175K | 5 | 1 |
| North Carolina | 80% | $135K | 5 | 4 |
| South Carolina | 60% | $105K | 5 | 2 |
| Virginia | 60% | $105K | 5 | 3 |
| Texas | 33% | $35K | 3 | 1 |
| Arizona | 50% | $1.50M | 2 | 1 |
| New Mexico | 50% | $485K | 2 | 1 |
| California | 0% | — | 1 | 0 |
| Colorado | 100% | $385K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.