Lender profile · HMDA 2023–2025
Fremont Bank mortgage approval rates & lending data
Fremont Bank decided 6,219 mortgage applications and funded 4,454 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 513 / 585 | 98% | $505K | 502 |
| Home improvement loans | 75% | 1,734 / 2,316 | 97% | $175K | 1,685 |
| Cash-out refinance | 70% | 203 / 288 | 97% | $305K | 197 |
| Refinance | 70% | 1,436 / 2,039 | 98% | $255K | 1,406 |
| Investment property purchase | 80% | 156 / 195 | 96% | $505K | 149 |
| Investment cash-out refinance | 70% | 73 / 104 | 100% | $455K | 73 |
| Investment refinance | 62% | 160 / 259 | 99% | $325K | 159 |
| Investment home improvement | 68% | 295 / 433 | 96% | $175K | 283 |
Fremont Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 73% | $255K | 6,199 | 4,438 |
| Nevada | 71% | $325K | 14 | 10 |
| Florida | 100% | $325K | 5 | 5 |
| Tennessee | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.