Lender profile · HMDA 2023–2025
Frontier Bank mortgage approval rates & lending data
Frontier Bank decided 577 mortgage applications and funded 554 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 224 / 228 | 96% | $335K | 216 |
| Refinance | 96% | 88 / 92 | 100% | $285K | 88 |
| Investment property purchase | 100% | 189 / 189 | 97% | $205K | 183 |
| Investment refinance | 100% | 45 / 45 | 100% | $235K | 45 |
Frontier Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 98% | $285K | 529 | 508 |
| Missouri | 100% | $235K | 12 | 12 |
| Florida | 89% | $595K | 9 | 8 |
| Arizona | 100% | $425K | 8 | 8 |
| Texas | 100% | $405K | 3 | 3 |
| Colorado | 100% | $125K | 2 | 2 |
| Kansas | 100% | $245K | 2 | 2 |
| Washington | 100% | $505K | 2 | 2 |
| Arkansas | 100% | $285K | 1 | 1 |
| California | 100% | — | 1 | 0 |
| Georgia | 100% | $685K | 1 | 1 |
| Illinois | 100% | $595K | 1 | 1 |
| Iowa | 100% | $365K | 1 | 1 |
| Michigan | 100% | $265K | 1 | 1 |
| Minnesota | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.