Lender profile · HMDA 2023–2025
Fulton Bank, National Association mortgage approval rates & lending data
Fulton Bank, National Association decided 18,381 mortgage applications and funded 13,897 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 7,890 / 9,004 | 99% | $255K | 7,786 |
| Home improvement loans | 65% | 3,091 / 4,745 | 97% | $85K | 3,002 |
| Cash-out refinance | 79% | 219 / 276 | 98% | $215K | 214 |
| Refinance | 73% | 2,041 / 2,805 | 98% | $155K | 1,996 |
| Investment property purchase | 70% | 534 / 762 | 96% | $205K | 514 |
| Investment cash-out refinance | 56% | 22 / 39 | 100% | $255K | 22 |
| Investment refinance | 58% | 124 / 213 | 90% | $245K | 111 |
| Investment home improvement | 48% | 258 / 537 | 98% | $115K | 252 |
Fulton Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 79% | $225K | 9,108 | 7,076 |
| New Jersey | 69% | $215K | 3,655 | 2,480 |
| Maryland | 77% | $365K | 2,646 | 1,998 |
| Virginia | 85% | $595K | 1,616 | 1,350 |
| Delaware | 76% | $305K | 973 | 718 |
| District of Columbia | 72% | $605K | 248 | 175 |
| North Carolina | 77% | $715K | 57 | 44 |
| Florida | 74% | $375K | 27 | 20 |
| West Virginia | 87% | $255K | 23 | 20 |
| South Carolina | 82% | $305K | 17 | 14 |
| New York | 20% | $4.11M | 5 | 1 |
| Ohio | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Rhode Island | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.