Lender profile · HMDA 2023–2025
Generations Community mortgage approval rates & lending data
Generations Community decided 989 mortgage applications and funded 653 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 50 / 80 | 92% | $205K | 46 |
| Cash-out refinance | 72% | 631 / 879 | 94% | $85K | 593 |
Generations Community lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 70% | $85K | 989 | 653 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.