Lender profile · HMDA 2023–2025
Gesa Credit Union mortgage approval rates & lending data
Gesa Credit Union decided 3,731 mortgage applications and funded 2,904 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 804 / 988 | 99% | $335K | 796 |
| Home improvement loans | 79% | 1,260 / 1,593 | 99% | $75K | 1,248 |
| Cash-out refinance | 77% | 632 / 816 | 99% | $135K | 625 |
| Refinance | 65% | 70 / 108 | 100% | $155K | 70 |
| Investment property purchase | 79% | 70 / 89 | 99% | $295K | 69 |
| Investment cash-out refinance | 69% | 24 / 35 | 100% | $225K | 24 |
| Investment home improvement | 64% | 50 / 78 | 100% | $105K | 50 |
Gesa Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 79% | $135K | 3,579 | 2,793 |
| Idaho | 74% | $475K | 108 | 80 |
| Oregon | 70% | $235K | 44 | 31 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.