Lender profile · HMDA 2023–2025
Global Federal Credit Union mortgage approval rates & lending data
Global Federal Credit Union decided 6,358 mortgage applications and funded 4,978 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,095 / 3,414 | 99% | $345K | 3,055 |
| Home improvement loans | 57% | 826 / 1,456 | 98% | $75K | 807 |
| Cash-out refinance | 68% | 352 / 521 | 97% | $175K | 342 |
| Refinance | 86% | 511 / 592 | 99% | $465K | 504 |
| Investment property purchase | 87% | 199 / 228 | 97% | $265K | 194 |
| Investment cash-out refinance | 67% | 32 / 48 | 88% | $215K | 28 |
| Investment refinance | 82% | 28 / 34 | 89% | $455K | 25 |
| Investment home improvement | 35% | 23 / 65 | 100% | $75K | 23 |
Global Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alaska | 83% | $345K | 3,353 | 2,733 |
| Washington | 79% | $745K | 1,981 | 1,552 |
| California | 64% | $305K | 418 | 260 |
| Arizona | 68% | $205K | 412 | 277 |
| Florida | 84% | $55K | 55 | 44 |
| Idaho | 81% | $275K | 53 | 43 |
| Utah | 95% | $265K | 19 | 18 |
| Oregon | 73% | $315K | 15 | 10 |
| Maryland | 82% | $155K | 11 | 7 |
| Colorado | 80% | $195K | 10 | 8 |
| New Jersey | 90% | $195K | 10 | 9 |
| Georgia | 100% | $135K | 8 | 8 |
| Virginia | 100% | $255K | 5 | 5 |
| Nevada | 50% | $285K | 2 | 1 |
| Illinois | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.