Lender profile · HMDA 2023–2025
Golden Empire Mortgage, Inc. mortgage approval rates & lending data
Golden Empire Mortgage, Inc. decided 10,506 mortgage applications and funded 9,466 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 8,230 / 8,876 | 98% | $355K | 8,041 |
| Cash-out refinance | 88% | 462 / 523 | 98% | $335K | 455 |
| Refinance | 91% | 380 / 417 | 98% | $525K | 373 |
| Investment property purchase | 91% | 409 / 450 | 97% | $275K | 398 |
| Investment cash-out refinance | 84% | 129 / 153 | 98% | $215K | 127 |
| Investment refinance | 85% | 74 / 87 | 97% | $365K | 72 |
Golden Empire Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $355K | 9,575 | 8,625 |
| Texas | 90% | $415K | 274 | 245 |
| Colorado | 94% | $305K | 258 | 242 |
| Oregon | 92% | $435K | 146 | 132 |
| Nevada | 84% | $325K | 92 | 77 |
| Arizona | 95% | $395K | 63 | 60 |
| Missouri | 92% | $245K | 38 | 35 |
| Florida | 73% | $295K | 15 | 10 |
| Washington | 93% | $285K | 14 | 12 |
| Illinois | 92% | $335K | 12 | 11 |
| Indiana | 83% | $195K | 6 | 5 |
| Ohio | 83% | $125K | 6 | 5 |
| Idaho | 100% | $95K | 4 | 4 |
| Massachusetts | 100% | $475K | 1 | 1 |
| Tennessee | 100% | $525K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.