Lender profile · HMDA 2023–2025
Googain, Inc. mortgage approval rates & lending data
Googain, Inc. decided 2,124 mortgage applications and funded 2,109 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 913 / 916 | 99% | $655K | 908 |
| Cash-out refinance | 99% | 73 / 74 | 99% | $485K | 72 |
| Refinance | 99% | 441 / 444 | 100% | $725K | 440 |
| Investment property purchase | 100% | 317 / 317 | 100% | $505K | 317 |
| Investment cash-out refinance | 100% | 92 / 92 | 99% | $375K | 91 |
| Investment refinance | 100% | 281 / 281 | 100% | $515K | 281 |
Googain, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $655K | 2,037 | 2,022 |
| Washington | 100% | $425K | 21 | 21 |
| Arizona | 100% | $305K | 19 | 19 |
| Texas | 100% | $255K | 19 | 19 |
| Florida | 100% | $315K | 13 | 13 |
| North Carolina | 100% | $505K | 12 | 12 |
| Oregon | 100% | $375K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.