Lender profile · HMDA 2023–2025
Granite Federal Credit Union mortgage approval rates & lending data
Granite Federal Credit Union decided 815 mortgage applications and funded 604 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 146 / 175 | 85% | $375K | 124 |
| Home improvement loans | 83% | 198 / 239 | 92% | $65K | 183 |
| Cash-out refinance | 85% | 235 / 278 | 90% | $105K | 212 |
| Refinance | 71% | 61 / 86 | 92% | $155K | 56 |
Granite Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 82% | $105K | 802 | 596 |
| Arizona | 100% | $125K | 2 | 2 |
| Florida | 50% | $195K | 2 | 1 |
| Indiana | 100% | $215K | 2 | 2 |
| California | 100% | $415K | 1 | 1 |
| Idaho | 100% | $535K | 1 | 1 |
| Louisiana | 0% | — | 1 | 0 |
| Missouri | 0% | — | 1 | 0 |
| Nebraska | 0% | — | 1 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| Rhode Island | 100% | $85K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.