Lender profile · HMDA 2023–2025
Griffin Funding, Inc. mortgage approval rates & lending data
Griffin Funding, Inc. decided 270 mortgage applications and funded 182 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 37 / 47 | 95% | $515K | 35 |
| Cash-out refinance | 64% | 44 / 69 | 95% | $205K | 42 |
| Refinance | 73% | 27 / 37 | 78% | $275K | 21 |
| Investment property purchase | 92% | 23 / 25 | 91% | $215K | 21 |
| Investment cash-out refinance | 76% | 25 / 33 | 84% | $245K | 21 |
| Investment refinance | 78% | 46 / 59 | 91% | $235K | 42 |
Griffin Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 65% | $255K | 49 | 26 |
| Texas | 76% | $355K | 34 | 25 |
| Florida | 81% | $215K | 32 | 22 |
| Arizona | 93% | $215K | 14 | 12 |
| Georgia | 86% | $125K | 14 | 11 |
| Michigan | 58% | $125K | 12 | 7 |
| Pennsylvania | 88% | $135K | 8 | 7 |
| Virginia | 50% | $265K | 8 | 3 |
| Washington | 100% | $455K | 8 | 7 |
| Connecticut | 43% | $185K | 7 | 3 |
| Utah | 86% | $135K | 7 | 5 |
| New York | 67% | $95K | 6 | 3 |
| North Carolina | 67% | $275K | 6 | 3 |
| South Carolina | 83% | $365K | 6 | 5 |
| Nevada | 100% | $595K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.