Lender profile · HMDA 2023–2025
GTE Federal Credit Union mortgage approval rates & lending data
GTE Federal Credit Union decided 5,532 mortgage applications and funded 3,628 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 1,730 / 2,041 | 98% | $275K | 1,696 |
| Home improvement loans | 57% | 225 / 394 | 95% | $55K | 214 |
| Cash-out refinance | 51% | 711 / 1,405 | 95% | $75K | 677 |
| Refinance | 65% | 956 / 1,472 | 99% | $95K | 943 |
| Investment property purchase | 74% | 48 / 65 | 94% | $185K | 45 |
| Investment cash-out refinance | 36% | 27 / 76 | 100% | $105K | 27 |
| Investment refinance | 35% | 19 / 54 | 100% | $55K | 19 |
| Investment home improvement | 28% | 7 / 25 | 100% | $55K | 7 |
GTE Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 63% | $95K | 4,386 | 2,697 |
| California | 85% | $215K | 463 | 382 |
| Tennessee | 82% | $225K | 89 | 72 |
| Arizona | 82% | $165K | 76 | 61 |
| Washington | 87% | $225K | 76 | 65 |
| Oregon | 82% | $305K | 49 | 40 |
| North Carolina | 82% | $185K | 45 | 35 |
| New Jersey | 75% | $205K | 40 | 30 |
| Maryland | 78% | $205K | 37 | 28 |
| Nevada | 87% | $265K | 31 | 26 |
| Utah | 84% | $185K | 31 | 25 |
| Georgia | 86% | $245K | 29 | 24 |
| Colorado | 96% | $195K | 25 | 24 |
| Delaware | 77% | $105K | 22 | 16 |
| Idaho | 77% | $195K | 22 | 17 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.