Lender profile · HMDA 2023–2025
Guaranty Bank & Trust, N.A. mortgage approval rates & lending data
Guaranty Bank & Trust, N.A. decided 449 mortgage applications and funded 402 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 171 / 188 | 99% | $365K | 169 |
| Home improvement loans | 82% | 23 / 28 | 100% | $95K | 23 |
| Investment property purchase | 98% | 165 / 168 | 94% | $315K | 155 |
Guaranty Bank & Trust, N.A. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $315K | 422 | 376 |
| Arkansas | 100% | $215K | 8 | 7 |
| Louisiana | 100% | $135K | 7 | 7 |
| Oklahoma | 100% | $255K | 2 | 2 |
| Colorado | 100% | $1.08M | 1 | 1 |
| Georgia | 100% | $265K | 1 | 1 |
| Kansas | 100% | $265K | 1 | 1 |
| Maine | 100% | $555K | 1 | 1 |
| Montana | 100% | $2.90M | 1 | 1 |
| Nevada | 100% | $405K | 1 | 1 |
| Ohio | 100% | $105K | 1 | 1 |
| Pennsylvania | 100% | $115K | 1 | 1 |
| South Carolina | 100% | $4.57M | 1 | 1 |
| Washington | 100% | $265K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.