Lender profile · HMDA 2023–2025
GuardHill Financial LLC mortgage approval rates & lending data
GuardHill Financial LLC decided 300 mortgage applications and funded 273 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 176 / 192 | 99% | $635K | 175 |
| Cash-out refinance | 87% | 27 / 31 | 100% | $985K | 27 |
| Refinance | 94% | 33 / 35 | 100% | $1M | 33 |
| Investment property purchase | 97% | 32 / 33 | 100% | $735K | 32 |
GuardHill Financial LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 91% | $635K | 201 | 181 |
| New Jersey | 96% | $775K | 23 | 22 |
| Connecticut | 95% | $1.40M | 22 | 21 |
| California | 100% | $1.16M | 17 | 17 |
| Florida | 88% | $515K | 16 | 14 |
| Massachusetts | 100% | $555K | 4 | 4 |
| Maryland | 33% | $2.85M | 3 | 1 |
| North Carolina | 100% | $355K | 2 | 2 |
| Pennsylvania | 100% | $605K | 2 | 2 |
| Tennessee | 100% | $365K | 2 | 2 |
| Illinois | 0% | — | 1 | 0 |
| Montana | 100% | $1.46M | 1 | 1 |
| New Mexico | 100% | $1.50M | 1 | 1 |
| Rhode Island | 100% | $1.29M | 1 | 1 |
| Texas | 100% | $625K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.