Lender profile · HMDA 2023–2025
Gulf Coast Educators Federal Credit Union mortgage approval rates & lending data
Gulf Coast Educators Federal Credit Union decided 1,291 mortgage applications and funded 1,195 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 550 / 550 | 98% | $275K | 541 |
| Cash-out refinance | 89% | 604 / 678 | 99% | $75K | 598 |
Gulf Coast Educators Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $75K | 1,291 | 1,195 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.