Lender profile · HMDA 2023–2025
H E B Credit Union mortgage approval rates & lending data
H E B Credit Union decided 300 mortgage applications and funded 218 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 60 / 63 | 100% | $335K | 60 |
| Home improvement loans | 65% | 102 / 157 | 100% | $65K | 102 |
| Refinance | 69% | 54 / 78 | 100% | $95K | 54 |
H E B Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 73% | $95K | 300 | 218 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.