Lender profile · HMDA 2023–2025
Hancock Whitney Bank mortgage approval rates & lending data
Hancock Whitney Bank decided 9,613 mortgage applications and funded 7,279 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 4,027 / 4,504 | 99% | $265K | 3,978 |
| Home improvement loans | 67% | 2,292 / 3,443 | 91% | $105K | 2,088 |
| Cash-out refinance | 73% | 139 / 191 | 99% | $185K | 138 |
| Refinance | 78% | 719 / 922 | 93% | $165K | 670 |
| Investment property purchase | 86% | 316 / 367 | 93% | $195K | 293 |
| Investment cash-out refinance | 78% | 21 / 27 | 100% | $135K | 21 |
| Investment refinance | 65% | 55 / 84 | 93% | $225K | 51 |
| Investment home improvement | 57% | 43 / 75 | 93% | $205K | 40 |
Hancock Whitney Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 79% | $255K | 5,444 | 4,108 |
| Florida | 81% | $355K | 1,812 | 1,418 |
| Mississippi | 75% | $165K | 875 | 603 |
| Texas | 81% | $305K | 857 | 662 |
| Alabama | 80% | $195K | 578 | 447 |
| Georgia | 100% | $255K | 9 | 9 |
| Tennessee | 100% | $305K | 6 | 6 |
| Arkansas | 60% | $265K | 5 | 3 |
| South Carolina | 80% | $305K | 5 | 4 |
| Colorado | 100% | $595K | 4 | 4 |
| North Carolina | 67% | $175K | 3 | 2 |
| Arizona | 50% | $1M | 2 | 1 |
| Kentucky | 100% | $185K | 2 | 2 |
| Oklahoma | 100% | $395K | 2 | 2 |
| Illinois | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.