Lender profile · HMDA 2023–2025
Hapo Community Credit Union mortgage approval rates & lending data
Hapo Community Credit Union decided 892 mortgage applications and funded 586 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 247 / 271 | 79% | $385K | 194 |
| Home improvement loans | 72% | 212 / 295 | 89% | $65K | 189 |
| Cash-out refinance | 77% | 173 / 226 | 86% | $175K | 149 |
| Refinance | 66% | 29 / 44 | 93% | $255K | 27 |
| Investment property purchase | 88% | 29 / 33 | 62% | $205K | 18 |
Hapo Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 80% | $175K | 862 | 570 |
| Oregon | 73% | $125K | 15 | 9 |
| Idaho | 86% | $105K | 7 | 4 |
| Arizona | 67% | $375K | 3 | 2 |
| California | 0% | — | 2 | 0 |
| Montana | 50% | $915K | 2 | 1 |
| Minnesota | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.