Lender profile · HMDA 2023–2025
Heartland mortgage approval rates & lending data
Heartland decided 657 mortgage applications and funded 604 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 301 / 307 | 98% | $145K | 296 |
| Cash-out refinance | 90% | 258 / 288 | 98% | $55K | 252 |
| Refinance | 92% | 36 / 39 | 100% | $195K | 36 |
Heartland lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $145K | 639 | 588 |
| Missouri | 100% | $245K | 7 | 5 |
| Florida | 100% | $275K | 3 | 3 |
| Arizona | 100% | $265K | 2 | 2 |
| Iowa | 100% | $215K | 1 | 1 |
| North Carolina | 100% | $285K | 1 | 1 |
| Ohio | 100% | $325K | 1 | 1 |
| Tennessee | 100% | $385K | 1 | 1 |
| Texas | 100% | $175K | 1 | 1 |
| Wisconsin | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.